Pumpkin Cream Cheese Bread Recipe

Introduction

This Pumpkin Cream Cheese Bread Recipe delivers a perfectly moist, warmly spiced loaf with a rich layer of sweetened cream cheese. It’s a quick-prep fall treat that fills your kitchen with the best seasonal aromas. For more cozy pumpkin baking, try This Pumpkin Coffee Cake shines with warm fall spices and a simple streusel topping No mixer needed or Adorable mini Pumpkin Bundt Cakes with cinnamon brown butter frosting.

Ingredients

The warm spices and rich cream cheese filling create an irresistible aroma while baking, making this pumpkin bread a true fall delight.

  • 1 3/4 cups all-purpose flour
  • 1 teaspoon pumpkin pie spice
  • 1 teaspoon ground cinnamon
  • 1 teaspoon baking soda
  • 1/2 teaspoon salt
  • 2 large eggs
  • 1/2 cup vegetable oil
  • 1 cup granulated sugar
  • 1 teaspoon vanilla extract
  • 1 cup canned pumpkin
  • 8 ounces cream cheese, softened
  • 1/3 cup granulated sugar
  • 1 large egg
  • 1 teaspoon vanilla extract

This Pumpkin Cream Cheese Bread is perfectly moist and spiced beautifully with a rich layer of sweetened cream cheese ingredients

Timing

Prep Time 15 minutes
Cook Time 65 minutes
Total Time 1 hour 20 minutes

Context: This Pumpkin Cream Cheese Bread comes together about 20% faster than similar recipes thanks to its straightforward mixing method.

Step-by-Step Instructions

Step 1 — Prepare Your Ingredients and Pan

Bring all refrigerated ingredients to room temperature for even mixing. Grease a 9×5-inch loaf pan and line with parchment paper for easy removal.

Measure your dry ingredients—flour, baking soda, spices, and salt—into a medium bowl. Whisk them together thoroughly to distribute the leavening and spices evenly.

Step 2 — Make the Cream Cheese Filling

Beat 8 ounces of softened cream cheese with granulated sugar until smooth and creamy. Add one egg and vanilla extract, mixing just until combined.

Set this cream cheese mixture aside. Do not overmix, as this can incorporate too much air and cause the layer to puff excessively.

Step 3 — Combine Wet Pumpkin Ingredients

In a large bowl, whisk together pumpkin puree, oil, eggs, and sugars until fully incorporated and smooth.

The mixture should be uniform in color and consistency. Properly emulsified wet ingredients are key to a moist crumb.

Step 4 — Incorporate Dry Ingredients

Gradually add the dry ingredient mixture to the wet pumpkin batter. Fold gently with a spatula until just combined—do not overmix.

A few streaks of flour are okay; overmixing develops gluten and can make the bread tough rather than tender.

Step 5 — Layer the Batter and Filling

Pour half of the pumpkin batter into your prepared loaf pan and spread evenly. Carefully spoon all of the cream cheese filling over this layer.

Top with the remaining pumpkin batter, spreading gently to cover the cream cheese completely and seal the edges.

Step 6 — Bake to Perfection

Place the loaf pan in a preheated 350°F (175°C) oven. Bake for 60–70 minutes, rotating halfway through for even browning.

This Pumpkin Cream Cheese Bread is perfectly moist and spiced beautifully when a toothpick inserted into the pumpkin portion comes out clean.

Step 7 — Cool Completely

Let the bread cool in the pan on a wire rack for 15–20 minutes before removing. This allows the structure to set and prevents breaking.

Cool completely before slicing—at least 2 hours. This ensures clean slices and allows the rich layer of sweetened cream cheese to firm up.

Nutritional Information

Calories 310
Protein 5g
Carbohydrates 38g
Fat 15g
Fiber 2g
Sodium 280mg

Note: Estimates based on typical ingredients and serving size. This Pumpkin Cream Cheese Bread is perfectly moist and spiced beautifully, contributing to its nutritional profile.

Healthier Alternatives

  • Greek yogurt for cream cheese — Adds protein and tang while reducing fat, still creates a creamy layer
  • Whole wheat flour or oat flour — Boosts fiber content while maintaining the moist texture of this Pumpkin Cream Cheese Bread
  • Monk fruit or stevia for sugar — Creates a lower-carb version while keeping the sweet flavor profile
  • Coconut oil for vegetable oil — Provides dairy-free moisture with a subtle tropical note
  • Almond or coconut flour blend — Makes a gluten-free version that still bakes up beautifully spiced
  • Reduced-sodium baking powder — Lowers sodium content without affecting the bread’s rise
  • Applesauce for some oil — Cuts fat while adding natural sweetness and moisture
  • Cashew cream for cream cheese — Creates a rich dairy-free alternative for the creamy layer

This Pumpkin Cream Cheese Bread is perfectly moist and spiced beautifully with a rich layer of sweetened cream cheese finished

Serving Suggestions

  • Pair with a hot cup of coffee or spiced chai tea to complement the warm pumpkin spices.
  • Serve as a festive breakfast or brunch item during autumn holidays and gatherings.
  • Accompany with a scoop of vanilla ice cream for a decadent dessert experience.
  • Enjoy with a glass of cold milk for a simple, satisfying afternoon snack.
  • Bring to potlucks or bake sales for a seasonal treat that always impresses.
  • Garnish with toasted pecans or a dusting of powdered sugar for elegant presentation.

This Pumpkin Cream Cheese Bread is perfectly moist and spiced beautifully, making it versatile for various occasions. For special plating, slice thickly and arrange on a wooden board with fresh fall foliage accents.

Common Mistakes to Avoid

  • Mistake: Using canned pumpkin pie filling instead of pure pumpkin puree. Fix: Always use 100% pure pumpkin puree to control the spice level and sugar content yourself.
  • Mistake: Overmixing the batter after adding the dry ingredients. Fix: Mix just until the flour disappears; overmixing develops gluten and creates a tough, dense crumb.
  • Mistake: Not properly preparing the cream cheese layer, causing it to sink. Fix: Ensure your cream cheese is at room temperature and beat it until perfectly smooth before adding other ingredients.
  • Mistake: Baking in a pan that is too dark, causing the bottom and edges to burn. Fix: Use a light-colored metal loaf pan or reduce your oven temperature by 25°F if using a dark pan.
  • Mistake: Underbaking the loaf, leading to a gummy, sunken center. Fix: Use a toothpick or instant-read thermometer; it should come out with a few moist crumbs and read about 200°F internally.
  • Mistake: Adding the cream cheese layer incorrectly, so it bakes into the batter. Fix: Layer half the pumpkin batter in the pan, add all the cream cheese mixture, then top with the remaining batter.
  • Mistake: Using expired baking soda or powder, which results in poor rise. Fix: Test your leaveners for activity before starting to ensure your bread rises properly.
  • Mistake: Slicing the bread while it’s still hot, causing it to fall apart. Fix: Let the loaf cool in the pan for 20 minutes, then transfer to a wire rack to cool completely before slicing.

Storing Tips

  • Fridge: Store in an airtight container for up to 1 week. The cream cheese layer requires refrigeration.
  • Freezer: Wrap tightly in plastic wrap and foil, then freeze in a freezer bag for up to 3 months.
  • Reheat: Warm slices in a 300°F oven for 10-15 minutes until heated through to an internal temperature of 165°F.

This Pumpkin Cream Cheese Bread is perfectly moist and spiced beautifully, and proper storage helps maintain its texture and flavor.

Conclusion

This Pumpkin Cream Cheese Bread is perfectly moist and spiced beautifully with a rich layer of sweetened cream cheese. We hope you love this recipe as much as we do! Give it a try and let us know how it turned out in the comments. For more delicious treats, check out our Pumpkin Cheesecake Heaven Bars Recipe and Sweet Potato Honeybun Cake with Pecan Icing Recipe. Don’t forget to subscribe for more recipes!

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Pumpkin Cream Cheese Bread

This Pumpkin Cream Cheese Bread is perfectly moist and spiced beautifully with a rich layer of sweetened cream cheese filling.

  • Total Time: 1 hour 15 minutes
  • Yield: 10 1x

Ingredients

Scale
  • 1 3/4 cups all-purpose flour
  • 1 teaspoon pumpkin pie spice
  • 1 teaspoon ground cinnamon
  • 1 teaspoon baking soda
  • 1/2 teaspoon salt
  • 2 large eggs
  • 1/2 cup vegetable oil
  • 1 cup granulated sugar
  • 1 teaspoon vanilla extract
  • 1 cup canned pumpkin
  • 8 ounces cream cheese, softened
  • 1/3 cup granulated sugar
  • 1 large egg
  • 1 teaspoon vanilla extract

Instructions

  1. Preheat oven to 350°F. Grease a 9×5-inch loaf pan with cooking spray.
  2. In a medium bowl, whisk together flour, pumpkin pie spice, cinnamon, baking soda, and salt.
  3. In a large bowl, beat eggs, oil, sugar, and vanilla until combined. Stir in pumpkin.
  4. Add dry ingredients to wet ingredients and stir until smooth.
  5. In a separate bowl, beat cream cheese and sugar until smooth. Add egg and vanilla and mix until combined.
  6. Pour half of the pumpkin batter into the prepared loaf pan.
  7. Pipe or spoon the cream cheese filling evenly over the pumpkin batter.
  8. Pour the remaining pumpkin batter over the cream cheese layer, filling the pan no more than 3/4 full.
  9. Bake for 55 to 65 minutes or until a toothpick inserted in the center comes out clean.
  10. Cool in the pan on a wire rack before slicing.

Notes

For best results, avoid overfilling the pan to prevent spilling. Use softened cream cheese for a smooth filling. Let the bread cool completely before slicing to maintain the cream cheese layer intact.

  • Author: Cathy K
  • Prep Time: 15 minutes
  • Cook Time: 60 minutes
  • Method: Dessert
  • Cuisine: American

Nutrition

  • Calories: 320
  • Sugar: 25g
  • Sodium: 280mg
  • Fat: 16g
  • Saturated Fat: 6g
  • Unsaturated Fat: 10g
  • Trans Fat: 0g
  • Carbohydrates: 40g
  • Fiber: 2g
  • Protein: 5g
  • Cholesterol: 70mg

FAQs

Can I make this Pumpkin Cream Cheese Bread ahead of time?

Yes, you can prepare this Pumpkin Cream Cheese Bread in advance. It stays perfectly moist for several days when stored in an airtight container at room temperature. For longer storage, wrap it tightly and freeze it for up to three months.

Can I substitute the pumpkin puree with fresh pumpkin?

You can substitute canned pumpkin puree with homemade puree. Ensure your fresh pumpkin puree is thick and well-drained to match the consistency of canned. This helps maintain the moist texture that makes This Pumpkin Cream Cheese Bread so delicious.

Why did my cream cheese layer sink into the batter?

Your cream cheese layer may sink if the filling is too thin or the batter is overmixed. To prevent this, ensure your cream cheese is at room temperature and thoroughly mixed, but avoid over-stirring. A thicker batter helps support the rich layer in This Pumpkin Cream Cheese Bread.

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